Living (3.89 × 4.09)
Level: Main
540 Charlotte St
Town Ward 3, Peterborough, Ontario K9J 2W5
Description
Centrally located, well maintained Duplex near downtown core and PRHC. Live in one and rent out the other unit or rent out both. This lovely home is located in the Avenues area and a short walk or transit ride to downtown restaurants and hospital and clinics. It has been nicely upgraded over the past few years and is in excellent condition while still maintaining the charm and character of a century home. The main floor unit is occupied by excellent tenants and features 2 bedrooms, spacious eat-in kitchen with stainless steel appliances, large living room, 4 PC bath and a delightful sunroom. Upper unit is vacant and recently refreshed and features a large bedroom, living room, kitchen, 4 PC bath and a den leading to a bright sunroom. Units have private entry to laundry and storage in the lower level. Yard is fully fenced and private parking at rear for 4 cars (access off of Burrows or St. Joseph). Shingles and eavestrough replaced 2017. 24 hours notice required for showings for main unit. It is currently rented for $2090 inclusive
01 / Property recordListing detailsFacts, history, rooms and location
Key Facts
- MLS® #
- X13787104
- Board
- TRREB MLS®
- Days on market
- Tax
- $5,196
- Size
- 1500-2000 sqft
- Lot
- 49 × 97 Feet
- Parking
- None, 4 Parking
Listing History
Listing activity for 540 Charlotte St, Peterborough, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| N/A | N/A | $585,000 | N/A | For Sale | X13787104 |
Property Details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Community
- Town Ward 3
- Municipality
- Peterborough
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Detail
- 1, 4pc, Main
- Bathroom Detail
- 1, 4pc, 2nd
- Basement Type
- Unfinished
- Kitchens
- 2
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Forced Air
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Parking
- Driveway
- Lane, Private
- Garage Type
- None
- Add. Parking
- 4
- Total Parking
- 4
Land
- Sewer
- Sewers
- Lot Size
- 49 × 97 Feet
- Lot Size Code
- Feet
Additional
- Year built
- 100+
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Fireplace
- N
- Pool
- None
- Den
- N
- Family room
- N
- Extras
- 2 refrigerators, 2 stoves, 2 dishwashers, washer and dryer.
Rooms (15)
Kitchen (4.65 × 2.59)
Level: Main
Dining (3.79 × 2.31)
Level: Main
Laundry (1.85 × 2.16)
Level: Main
Primary (3.79 × 4.09)
Level: Main
Br (4.45 × 2.57)
Level: Main
Bathroom (3.07 × 1.88)
4 Pc Bath
Level: Main
Kitchen (4.62 × 2.34)
Level: 2nd
Den (2.26 × 2.74)
Level: 2nd
Sunroom (3.02 × 2.9)
Level: 2nd
Br (3.91 × 3.84)
Level: 2nd
Bathroom (2.16 × 2.06)
Level: 2nd
Other (3.81 × 3.15)
Level: 2nd
Other (9.14 × 5.74)
Level: Bsmt
Room 15 (3.99 × 2.77)
Unfinished
Level: Bsmt
Location
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
14 records read 7 on record nearby 7 checked, none on recordRead 2026-11-07
Water and conservation
- No mapped wetland within 120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.
- Groundwater recorded about 3.6 m below ground nearbyThe middle water level in the well records within 500 m (13 records). It changes with the season and from spot to spot.
Province of Ontario open data
Planning and building activity
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
- Nearest airport: 7.2 km
Province of Ontario open data
Around the home
- Nearest rail line: 610 m
- A trail on the Ontario trail network within 1 km
Province of Ontario open data
Environmental records
- No licensed pit or quarry within 2 km
- No recorded oil, gas or salt well within 250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Genpak LP, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.
Province of Ontario open data · Government of Canada open data
Power and internet
- Electricity is distributed here by Hydro One Networks Inc.
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Nexicom, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Ontario Energy Board · Innovation, Science and Economic Development Canada
None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
02 / Plan your numbersToolsMortgage and cash-flow planning
Mortgage Tools
Mortgage calculator
20%
Monthly Payment
$2,682
- Down payment$117,000
- Mortgage amount$468,000
- Total interest$336,600
- Total cost$921,600
Cash flow analysis
$2,682
Total monthly payment
$3,115
Break-even down payment
100%
Cash flow-$3,115
03 / Community profileNeighbourhood demographicsPeople, homes and household context
Expand Neighbourhood demographics to load Statistics Canada census charts.
$585,000
$585,000
CAD
Estimate unavailable
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